SWiFT repairs personal and business credit through a rigorous, escalation-driven process — then helps you access funding, build business credit, and plan for what’s next. Built for individuals and businesses who want more than a form letter.
Credit repair · Business credit · Funding access · Credit monitoring · Credit building · Tax & wealth advisory
Start with credit. Grow into funding, business credit, and long-term planning — all in one place, all tracked in your portal.
Not just dispute letters. A structured, escalation-driven process that challenges inaccurate items at the furnisher and bureau level — and pushes further when they don’t respond.
Build business credit that reports to the commercial bureaus, separating your company’s credit profile from your personal one and opening real borrowing capacity.
Once your credit foundation is in place, we help position you for funding and capital — matching your profile to the paths most likely to approve.
Ongoing visibility into your reports and scores across bureaus, so nothing changes without you knowing about it.
Personal and business credit-building programs that add positive, bureau-reporting history to strengthen your profile over time.
Tax preparation guidance and wealth planning — including IUL strategies — for clients ready to build on a repaired financial foundation.
You authorize, we do the work, and you watch every step happen in real time.
Sign your service agreement and limited authorization through a legally sound e-sign and e-notary process. Nothing begins until you’ve authorized it.
Your credit reports are retrieved and analyzed line by line — every inaccurate, unverifiable, or non-compliant item is mapped.
Disputes go to creditors and bureaus. When they stall, we escalate — CFPB complaints, verification demands, and regulator escalation.
Watch your case move through every stage in your client portal, with plain-language updates at each step.
Whether you’re recovering from setbacks or preparing for a major purchase, SWiFT gives you a real process — not empty promises — and full visibility into your progress.
Start your fileSeparate your business credit from your personal profile, build commercial credit history, and position your company for the funding it needs to grow.
Get startedCreate your account and start your file today. It only takes a few minutes.
Create your account